THE EFFECT OF FINANCIAL LITERACY, FINANCIAL ATTITUDE, AND PARENTAL INCOME ON FINANCIAL MANAGEMENT BEHAVIOR OF STUDENTS IN YOGYAKARTA

Abstract

This study aims to determine and analyze the influence of financial literacy, financial attitude, parental income, and financial management behavior. This is survey research, with the data collection tool being a questionnaire. The population in this study was students in Yogyakarta. The data used are primary data obtained from the answers of 126 respondents with the purposive sampling method. The results of the study conclude that: 1) financial literacy, financial attitude, and parental income have a significant influence on financial management behavior, 2) partially financial literacy and financial attitude have a positive effect on financial management behavior, 3) partially parental income has a positive effect on financial management behavior.

Keywords

• financial literacy
• financial attitude
• parental income
• financial management behavior