Ekonomi dan Bisnis (Jan 2020)

Analisa Deskriptif Industri Fintech di Indonesia: Regulasi dan Keamanan Jaringan dalam Perspektif Teknologi Digital

  • Sandryones Palinggi,
  • Lutma Ranta Allolinggi

DOI
https://doi.org/10.35590/jeb.v6i2.1327
Journal volume & issue
Vol. 6, no. 2
pp. 178 – 192

Abstract

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Today's modern era, the role of technology in all aspects of life is felt very important and by relying on the existing technology. These things now are very realible to take part on moving the wheels of the economic both on a large, medium and also small scale. The Fintech Industry (Financial Technology) is a new product of the digital technology advancement that is combine with the financial industry. Fintech has become a breakthrough on the economic sector that the implementation has become a trend in the society, such as stock trading, payments, lending systems, fund transfers, retail investment, financial planning (personal finance), and so on. The purpose of this study is to analyze the development of fintech in relation with the regulation and security also networks in the perspective of ICT technology in this digital era. The method used is descriptive qualitative with literature study approach to track data event, then used by the author to collect data, including sourcesfrom previous research. The results and conclusions of this study is the regulations and the security of networks related to personal data, it should become the main focus of the government before making rules and policies that could provide a sense of trust and comfort to customers, and financial industry in Indonesia

Keywords