Equilibrium: Jurnal Ekonomi Syariah (May 2020)

Determinan Kesehatan Bank Terhadap Kesejahteraan Mudharib dan Kinerja Zakat

  • Sumardi Sumardi,
  • Zulpahmi Zulpahmi,
  • Muhammad Tamul Fikri

DOI
https://doi.org/10.21043/equilibrium.v8i1.7299
Journal volume & issue
Vol. 8, no. 1
pp. 179 – 192

Abstract

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This study aims to determine whether there is an influence between the level of bank health on the welfare of mudarib and the performance of zakat in Islamic Banking in Indonesia. The object of this research is Sharia Commercial Bank in Indonesia which has been registered at Bank Indonesia / OJK for the period of 2012 - 2018. The research method used in this research is the explanation method with data analysis techniques using multiple linear regression analysis, classic assumption test, significance test and analysis of the coefficient of determination. The observed results indicate a significant influence between GCG on mudarib welfare and CAR value on the performance of zakat. While the NPF and ROA values showed no significant effect on the welfare of theribe and the performance of zakat. Then, that bank health as measured through Non-performing Finance, Good Corporate Governance, Capital Adequecy Ratio, Return on Assets simultaneouslyaffects the welfare of charity and the performance of zakat of Islamic banking in Indonesia.

Keywords