The Potential of Private Capital in the Development of Small business in the Russian Federation

Abstract

Purpose: the purpose of this article is to analyze the potential, opportunities and prospects of individual financial resources (personal savings) in investment process for Russian small business projects. The subject of this study is particularly relevant due to the fact that in recent years in Russian Federation the development of small business plays an important role in economic policy but there are a number of reasons that impede the development of this segment especially lack of financial resources.Methods: in this article we used methods of qualitative analysis of relevant legal documents and statistical data; factorial, situational, and comparative approaches to empirical material on this subject, and the possibility of expert evaluation of emerging economic trends.Results and Conclusions: the Russian government implements significant measures to support segment of small businesses but there is still a whole range of reasons that hinder their development. The most serious of them is the lack of investment. At the same time, we can see the trend between the growing range of possibilities of private investments from the state and businesses and no apparent needs for them among the general russian population. There is a huge potential expressed in the possible transformation of available savings of this population into investment. This approach can be implemented due to using of the innovative instruments, one of which is crowdinvesting.

Keywords

• малый бизнес
• частный инвестор
• кредит
• потребительское поведение
• финансовые риски
• инвестиционные инструменты
• инвестиционная площадка
• краудинвестинг
• starttrack