LIFE IN THE MORTGAGE: THE PSYCHOLOGICAL CONSTITUTION

Abstract

We used a hypothesis that the lifestyle of people with mortgage commitments is specific and very different from that of the people without a mortgage. To identify and describe the specifics of ―mortgage scenarios‖ people were divided into two groups (30 paople in each group) with and without a mortgage. The study methods include: specific semantic differential ―Lifestyle‖, Rotter‘s ―I-E Scale‖, Spielberger-Hanin scale of reactive and trait anxiety, A. Langle and K. Orgler‘s scale of existence (SE test), the authors‘ questionary. The main hypothesis was proved. The eleven specific psychological characteristics of people living in the mortgage scenario are described.

Keywords

• mortgage scenario, scenario of delayed life, lifestyle