FORMULACAO DE INDICADORES DE IMPACTO PARA MICROFINANCAS

Abstract

During the lastyears, considerable resources have been invested in orderto promote policiesoffinancial inclusion in Brazil, especially to include the ones marginalized from the traditional banking system. Therefore, it is relevant to understand how to assess the impact of these policies on the target public benefited. For that, this article aims to discuss and present the application of a methodology to develop indicators and assessing the impact on microfinance policies, based on a methodological approach called bottom-up. This approach reflects a participatory and proactive process, empowering the actors involved in the process of formulating indicators, and considers, in a general way, the specific situation in the loealities assessed. The study's applieation was eondueted with groups involved with actions and impaet of microfinance activities, and enabled the development of a framework of relevant indicators.

Keywords

• microfinance
• community banks
• indicators
• participatory
• bottom
• up