THE EFFECT OF NON-PERFORMING LOAN, CAPITAL ADEQUACY RATIO, LOAN TO DEPOSIT RATIO AND OPERATING EXPENSES TO OPERATING INCOME ON DEPOSIT PORTFOLIO OF NATIONAL SOCIAL SECURITY ON EMPLOYMENT (BPJS KETENAGAKERJAAN) FOR PERIOD OF 2015-2017

Abstract

The objective of this research is to examine and analyze the impact of non-performing loan, capital adequacy ratio, loan to deposit ratio and operating expenses to operating income to the portfolio of deposit of BPJS Ketenagakerjaan. Sampling was conducted with a census sampling method during 2015-2017. The results show that capital adequacy ratio have positive significant influence on deposit of BPJS Ketenagakerjaan.

Keywords

• deposit
• social security
• employment
• non-performing loan
• capital adequacy ratio
• loan to deposit ratio
• operational expenses